Last Revised: July 2019
Last Revised: July 2019
This Privacy Policy describes the information Payvant Capital, Inc. ("Payvant Capital," "we," "us" or "our") collects about you, how we use and share that information, and the privacy choices we offer. This policy applies to information we collect when you register for Payvant Capital's funding matching service, access or use our website, mobile applications, products, and services (collectively, the "Services"), or when you otherwise interact with us. As used in this Privacy Policy, the term "Site" includes: all websites and all devices or applications operated by Payvant Capital that collect personal information from you and that link to this Privacy Policy; pages within each such website, device, or application, any equivalent, mirror, replacement, substitute, or backup website, device, or application. The use of the word "including" in this Agreement to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered.
By accessing the Site and by using the Service, you agree to, and are bound by, this Privacy Policy.
If you do not agree to this Privacy Policy, you may not access or otherwise use this Site or Service.
1. Collection of Information
2. Use of Your Information
3. Sharing of Information
4. Security
5. Email Communications
6. Short Message Service Communications
7. Changes to Your Personal Information
8. California Privacy Rights
9. Business Transition
10. Changes to Privacy Policy
11. Contact Us
Registration Information: When you register for the Service, you will be asked for basic registration information, such as a username and password.
Application Information: You may also be asked to provide identification information to confirm your identity, including your first and last name and certain financial information, as well as additional information about your business that will be provided to third-party sources of funding in connection with your applications for funding from those third-party sources, including certain financial information and other documents required by the third-party source of funding to complete an application.
Verified Data: Verified Data: You may also be asked to provide tax returns or to synch Payvant Capital to your bank’s transactional data. Verified Data will be used to ensure the Application Information is accurate. Verified data will automatically substitute the inconsistent Application Information with information from the Verified Data.
Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third-Party Sites").
Information from Third-Party Sites: In order to display information to you or to fulfill your requests for certain products and services through a Service, we may collect, on your behalf, your account and other personal information from Third-Party Sites that you register under your account via the Service. We may also collect information about you from credit bureaus, mailing list providers, publicly available sources, and other third parties.
Additional Use of Third Parties: Payvant Capital uses third parties to gather your data from financial institutions (the "External Data"). By using our Service, you grant our third-party provider the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution according to terms of our third-party provider's privacy policy. If any of the Application Information does not match External Data, you will have an opportunity to modify any of the Application Information.
Referral Partners: We may also collect application loan terms and ongoing loan performance data, including personal and business information, about you from our third-party referral partners. Such data may include, for example, reporting on loan repayment status.
Other Information Collected: Payvant Capital may also collect the following:
Information Collected by Cookies and Web Beacons: We use various technologies to collect information, and this may include sending cookies to your computer or mobile device. Cookies are small data files that are stored on your hard drive or in device memory by a website. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. We may also collect information using web beacons. Web beacons are electronic images that may be used in our Services or emails. We may use web beacons to deliver cookies, count visits, understand usage, and determine whether an email has been opened and acted upon.
Technical and Navigational Information: We may collect your computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality.
With your consent, including to third-party credit reporting services when we request a credit report on your behalf or to any potential third party source of funding to whom you instruct us to identify you through the Services;
With third parties to provide, maintain, and improve our Services
With any third party that referred you to the Services;
To respond to subpoenas, court orders, or legal processes;
In order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services;
Non-personalized, anonymous data may be aggregated with data from other users and/or data sources and shared with partners or for marketing purposes;
To respond to claims that any posting or other content violates the rights of third parties;
In an emergency, to protect the health and safety of our Sites' users or the general public; or
As otherwise required by law.
2201 Prospect Rd Suite #100 Fort Lauderdale, FL 33309